Checklist for 2025 Medicare Annual Enrollment Period



It’s important to review your Medicare coverage every year before Medicare Annual Enrollment begins. If you’re a senior preparing for open enrollment, this simple checklist can guide you as you prepare to review your plan options.

Look for Your Annual Notice of Changes (ANOC)

Medicare plans often change from year to year. Your current plan will send an Annual Notice of Changes (ANOC), which explains updates to costs, coverage, and benefits. 

Review this carefully, as these changes may impact your healthcare needs in 2025. If you don’t receive this notice, contact your plan directly.

Know the Timeframes

October 1st: Medicare plan information for 2025 becomes available. This is when you can begin reviewing the different plans and comparing their benefits.

October 15th: The official start of the Annual Enrollment Period. From this date, you can change your Medicare plan, switch from Original Medicare to Medicare Advantage, or adjust your Part D (prescription drug) coverage.

December 7th: The last day to make changes for the upcoming year. After this date, you’ll be locked into your plan for 2025 unless you qualify for a Special Enrollment Period.

Get Your Prescription List Ready

Many plans offer different coverage for prescription drugs, so it’s essential to have an up-to-date list of all your medications. 

Our office can assist you with an easy-to-complete electronic questionnaire or help you over the phone. By having your medication list ready, you’ll be better prepared to find a plan that covers your needs.By having your medication list ready, you’ll be better prepared to find a plan that covers your needs.

Check Your Doctors and Providers

If you’re considering switching plans, confirm that your doctors, specialists, and other healthcare providers are included in the plan’s network. 

In-network providers typically mean lower costs for services, so it’s crucial to ensure your trusted providers are covered under any new plan you choose.

Expect Changes in 2025

Medicare costs can fluctuate each year. Premiums, deductibles, and out-of-pocket costs may increase in 2025. While some benefits may improve, it’s important to be aware of potential cost increases so you can plan accordingly.

Develop a Budget

With potential increasing cost & inflation, it’s wise to create a healthcare budget for 2025. Include premiums, copayments, medications, and any other out-of-pocket expenses. If you’re unsure how to budget for healthcare, our team can help you review your plan options and develop a financial plan that fits your needs.

For more help, contact one of our agents at Choice City Health. We’re here to make the process as smooth as possible!